What does Mobilum being licensed and regulated mean?

Licensed & Regulated
Digital Assets Institution

Our Licenses : MOBILUM OÜ: xFinCEN #31000182924136, AUSTRAC #100733997, FINTRAC #M21225903. MOBILUM PAY: UKNF Entry Number: BP2612/2020

What We Need
To Provide

Why Is It Important

What Does It Mean For You

Adequate
operational capital

a) We are subject to the minimum initial capital and own funds requirement. Own capital requirement is intended for covering the risk of a provision of payment services.

b) We protect your funds with our security measures (segregation of funds and funds insurance).

Your payouts are guaranteed, protected as entrusted to a company with adequate operating capital.

Internal and external
auditor is mandatory

Our accounts are subject to additional check

Four layers of defense for your business.

Sound Anti-money
laundering (AML)
policies and
procedures

a) Risk-based approach (RBA) in assessing and managing the money laundering and terrorist financing risk to the company.

b) We perform customer due diligence (CDD), identification and verification procedures, including enhanced due diligence, screening against UN, EU, OFAC sanction lists.

Our AML/CTF policies and procedures make us reliable partner within the financial sector safeguarding our own and your business reputation.

Data protection
and security

We maintain high level IT security checks and data protection processes, access right procedures and data encryption.

Your sensitive information is safe and protected with us.

Our Licenses :

MOBILUM OÜ:
xFinCEN #31000182924136, AUSTRAC
#100733997, FINTRAC #M21225903.

MOBILUM PAY:
UKNF Entry Number: MIP118/2021.

What We Need To Provide

Adequate operational capital

Why Is It Important

a) We are subject to the minimum initial capital and own funds requirement. Own capital requirement is intended for covering the risk of a provision of payment services.

b) We protect your funds with our security measures (segregation of funds and funds insurance).

What Does It Mean For You

Your payouts are guaranteed, protected as entrusted to a company with adequate operating capital.

What We Need To Provide

Internal and external auditor is mandatory

Why Is It Important

Our accounts are subject to additional check

What Does It Mean For You

Four layers of defense for your business.

What We Need To Provide

Sound Anti-money laundering (AML) policies and procedures

Why Is It Important

a) Risk-based approach (RBA) in assessing and managing the money laundering and terrorist financing risk to the company.

b) We perform customer due diligence (CDD), identification and verification procedures, including enhanced due diligence, screening against UN, EU, OFAC sanction lists.

What Does It Mean For You

Our AML/CTF policies and procedures make us reliable partner within the financial sector safeguarding our own and your business reputation.

What We Need To Provide

Data protection and security

Why Is It Important

We maintain high level IT security checks and data protection processes, access right procedures and data encryption.

What Does It Mean For You

Your sensitive information is safe and protected with us.